Mortgage Rates 2025 Forecast Usa By State. Revised 2025 mortgage rate forecast. Bankrate predicts mortgage rates will fall to 6.5 percent by the end of next year, down 0.5 percent from the end of 2024.
New home sales are projected to increase by 11% in 2025 and 8%. Although a recession is no longer predicted, economic growth is expected to decline.